CommissionKeep

Free tool for real estate agents

Brokerage Split Calculator

Enter your commission and your split to see exactly what the brokerage keeps and what you take home from the closing. Works for 80/20, 70/30, 90/10 or any custom split.

Calculate your split

Results update as you type. Nothing is saved and no account is needed.

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An 80/20 split means the brokerage keeps 20%.

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Gross commission$15,000.00
Brokerage split (20%)−$3,000.00
Broker transaction fee−$395.00
You keep$11,605.00

How a brokerage split is calculated

  1. Start with the commission you earned. If a referral fee is owed, take it off first. Our referral fee calculator handles that step.
  2. Multiply by the brokerage's percentage. That is the brokerage split.
  3. Subtract any flat transaction fee your brokerage charges per closing.
  4. What is left is your commission before your own business expenses and taxes.

Examples

  • 80/20 split: $15,000 commission − $3,000 brokerage − $395 fee = $11,605.
  • 70/30 split: $9,000 commission − $2,700 brokerage − $250 fee = $6,050.
  • 90/10 split: $12,000 commission − $1,200 brokerage, no fee = $10,800.

Many brokerages stop taking a split once you reach your annual cap. See the commission cap calculator to check how close you are.

Common questions

What does an 80/20 split mean?

You keep 80% of the commission and the brokerage keeps 20%. On a $15,000 commission, the brokerage keeps $3,000 and you keep $12,000 before any flat fees.

Is the split taken before or after the referral fee?

Usually after. A referral fee normally comes off the gross commission first, and the brokerage split applies to what is left. Check your agreement to be sure.

Does a transaction fee come out before or after the split?

Most brokerages charge a flat transaction fee after the split. This calculator deducts it after the split.

Track every closing in CommissionKeep

A calculator handles one deal. CommissionKeep keeps the whole year — every closing, split, fee and expense, your estimated tax reserve and progress toward your income goal. Start with a 30-day free trial.

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