Free tool for real estate agents
Real Estate Commission Cap Calculator
How close are you to capping?
Results update as you type. Nothing is saved and no account is needed.
How the cap math works
- Remaining cap = annual cap − split already paid this cap year.
- Split per closing = average gross commission × the brokerage's percentage.
- Closings until you cap = remaining cap ÷ split per closing, rounded up.
On the closing that reaches your cap, the brokerage usually takes only the amount needed to hit the cap, not the full split.
Example
Your cap is $16,000 on a 70/30 split and you've paid $10,000 so far. Your average closing is a $10,000 commission, so each deal sends $3,000 to the brokerage. You have $6,000 left, which is 2 more closings. On the second one, the brokerage takes the last $3,000, and every deal after that is at 100% for the rest of the cap year.
Common questions
What is a commission cap?
A cap is the most your brokerage will take from your split in a year. Once the split you've paid reaches the cap, many brokerages let you keep 100% of your commission for the rest of your cap year, often minus a smaller per-deal fee.
Do transaction fees count toward the cap?
Usually not — most caps count only the brokerage split. Flat transaction or franchise fees often continue after you cap. Check your agreement.
When does my cap reset?
It depends on your brokerage. Some reset on January 1, others on your anniversary date with the company.
Let CommissionKeep track your cap for you
Set your cap once. Every closing you add counts toward it, and the split stops being deducted when you reach it — so your take-home numbers stay accurate all year.
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